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We are a team of experts and entrepreneurs. We spent years in the financial industry and in the startup ecosystem of Europe. Through the years we have seen startups fail and succeed — and one determining factor of their fate has been repeatedly their access to capital. A good idea, a good team or the right timing are important determinant of the success rate, but if there is no fuel in the form of capital and cash flow, no matter how great the idea, the company will fail. Startups and companies often turn to angel investors, venture funds or accelerators to supply growth, however for this they would have to give up large chunks of ownership of their companies, chunks that could be worth a lot more with time. On the other hand, investors wouldn’t provide capital unless there is market validation in the form of paying customers. Applying for loans at commercial banks is tough. The application process takes months and approval rates are low. Personal guarantees, collaterals, securities, and additional fees apply. All these forms of financing don’t support the growth trajectory of an early business — they come with too many terms and conditions, restrictions and legal mumbo-jumbo. Our solution: Kvikk. With our network of investors, we raised a small fund that enables us to discover and fund promising early businesses — and work with them on the long term. With public and private data banks we built a machine learning based assessment algorythm that classifies businesses based on data retrieved through commercial, payment and analytics APIs.

Jamii.one is developing a digital platform to enable unbanked people access to the financial system. In low-income communities, a popular and established method of saving up is to join a savings group where you save up as a community rather than individually. Our app is built to digitalise and support these groups. Group members can use our app to record their savings and lending history, which creates a unique credit score. This credit score enables our users to gain access to financial services that they have previously been excluded from. The groups also learn business skills and how to use technology, empowering them to improve their future. Our app is co-created with more than 600 people in savings groups, basing the solution on their needs and abilities. They define the structure; we provide the tech and build the bridge between up to 1 billion people and the financial system.

SMEs are essential for the future of Norway, and the importance of these as innovators and local business is underestimated, and the banking solutions available are underserved. If there is no support, then we will not be able to say we have nearly 400,000 companies with up to 19 employees in a year. We’re making business banking simple, transparent, personable and intuitive using four simple principles: 01. Easy account creation in minutes. 02. Great customer service, support and advice. 03. Accounting, forecasting and insight tools. 04. Transparent pricing.

Guldsmeden Hotels is a sustainable hotel chain with 13 locations all around the world. We have always had a preference for local and sustainable products – especially those that we eat and drink. Overall, sustainability for us is the fundamental element of our entire operation, and no decision is made, a production started, or a new process was introduced without the sustainability angle having defined it first. It is our first priority that sets all the goals. We are committed to giving our guests a wonderful stay with as little negative environmental impact as possible while contributing to the common pool of knowledge regarding sustainable practices within daily operations. As a company founded in an entrepreneurial spirit, we are in constant development – but as we have just opened a new hotel, Bryggen Guldsmeden, we are starting over and with the spirit of a start-up, we are looking to get a marketing team together to help not only promoting the newly started Bryggen, but also the rest of our lovely hotels.

En digital mægler, der ønsker at gøre salg af boliger i Danmark langt nemmere via både langt mere gennemsigtighed, en mere fair pris og med stor fokus på at vores kunder får en tidslinje, hvor de altid kan følge med i hvad der sker hvornår, hvorfor og hvordan. Der vil ikke være mæglere tilknyttet hver by som man normalvis kender det, men "blot" være en mægler tilknyttet hver sag, som står for at guide kunden igennem hele boligsalget.

We have a vision to redefine business-to-business sales! JBG Consulting was founded in August 2019 with the purpose of helping companies accelerate their client portofolio across Scandinavia. We strive to make the business development function more transparent, personal and efficient. By understanding the importance of synergies and knowledge sharing between our consultant and the company, we will reach new markets, increase turnover and create better and longer lasting relationships with customers.

Freelancebit is a freelance marketplace with low fees. On it, freelancers can upload gigs to sell a service and or offer it free-of-charge, and clients can seek out freelancers for any type of task either by searching for a gig and or by uploading a project. Our Vision We Freelancebit staff, are on a quest, a long but enlightening and learnings-fulfilled quest. We are a company committed to improving and better the freelance industry, making it a better workplace for freelancers, and improving the freelance experience for customers, making it enjoyable and easier overall. And to furthermore automate current inanimate freelance processes. Our Values Our values serve as a compass for our actions and describe how we behave. Transparency, honesty, and openness We will provide full transparency, honesty, and openness within the following sectors: Equality - we do not differentiate between any personality traits such as gender, ethnicity, religion, disabilities, age, etc. This is also apparent in our company hierarchy (https://drive.google.com/file/d/1Iqq0iHMlO5rrx0v_5XELbnpwxNTC9UkB/view?usp=sharing), wherein, any team member is allowed to contact whoever from the team they would like to Salary - we disclose our salary formula, as well as the exact amount any employee of the company is paid. View ‘Freelancebit’s salaries’ (https://docs.google.com/spreadsheets/d/1VN73bKn7Xsi3B28CN_tWhb16L56Hvg4ZEDjFiTgmt-I/edit?usp=sharing); Our image - we will not silence anything that is true but impacting us negatively. But we will prove “facts” that are affecting us positively but are untrue, wrong. Furthermore, we will not bloat our own image; Hiring and partner practices.

PlasticFri™ is a CleanTech company from Sweden with the vision to end plastic pollution catastrophe. Conventional plastics are made from petroleum and stay in the environment up to 1000 years! By 2050, the oceans could have more plastic than fish. We are on a mission to change that through our revolutionary technology by turning agricultural waste to Plant-based alternatives for replacing disposable plastics PlasticFri was recently awarded as the “World’s Most Innovative Sustainability Startup” among 1402 companies Worldwide!

Ever been waiting in line to get you lunch from your local lunch guy, without thinking about the time you've spent in the queue? And by the time you've placed your order, you have waited for over 10 minutes just to put in your order at the cashier. Well, that's one of the many reasons our Founder Kerim Arikan founded Employ. Employ is a startup company that have developed one of the simplest self ordering systems that puts it's focus on time efficiency and more sales for the business. The vision for the company is to make our self-ordering as easy to implement in business as a MPOS system is nowdays. We'll update you on that soon.

We help private investors finding and trading profitable investments in the stockmarket. TradeDesk is a algoritme that scans and selects the best stocks for you on a dailybasis and gives you a strategy for your portfolio. We are trying to make ordenary investers profitable in the stockmarked, without them having to know much about trading.

Zaltify offers exclusive and luxurious wine glasses and wine accessories to help wine lovers discovering better wine moments and better wine taste. The wine industry is growing exponentially, but the crucial role of the wine glass seems to be overseen. Why buy expensive wine, if you cannot taste all the flavors and aromas? We want to make it easy and simple for wine lovers to discover better wine moments. Our mission is to build a ’universe of better wine moments’, where the passion and enthusiasm for wine, champagne and ’the good life’ can flourish. We already offer the handmade and mouth blown Zalto Denk’Art wine glasses and exclusive French Laguiole knives, wine openers and champagne sabers. Zaltify is already a famous brandname in the wine industry and the synonym of the Zalto Denk’Art products. We want to use this awareness and popularity to become the synonym for the ’good wine experience’. The potential of Zaltify is huge, and our vision is to offer a broader range of wine accessories and tools to all wine lovers, so Zaltify can offer the 'complete wine experience'.

We use collaborative robots to automate and democratize access to healthcare! The groundbreaking robot, Careebo, has been designed and developed by a team of robotics researchers at the Maersk Mc-Kinney Moller Institute at the University of Southern Denmark (SDU) in Odense, a city home to one of the world’s leading robotics clusters.

Mission: We provide real-time and accurate measurement solutions to optimize environmental and chemical processes to achieve a greener, cleaner world. Vision: Making mass spectrometry accessible to everyone for any test environment. Description: Using our proprietary microchip inlet technology, we are able to bring mass spectrometers out of the laboratory and into the real-world. We already provide benchtop analysis systems for electrochemistry and battery research which we sell to research institutions around the world. We have tested and are currently developing the commercial version of an online industrial sensor version of our system for real-time measurements in biogas production facilities and wastewater treatment plants.

INPAY is a successful Danish Fintech company, processing millions of transactions worth billions of dollars for Banks, Corporates and Postal Organizations, worldwide. We live in the center of Copenhagen with 4 smaller offices around the globe. We are profitable, 60 people of 30 nationalities, innovative and technology driven by heart. Our roots come from working with big data, compliance and AI more than 25 years ago and our DNA is to create innovative leading-edge infrastructure, that plays a vital part in our customers payment offerings. We are a very ambitious and agile Fintech by hearth. This means the pace is high, suggestions and ideas are always welcome, and we expect you to go the extra mile so we can conquer the world together. We are regulated both by the Danish FSA and in a number of countries outside EU as well. This means amongst other that data and insight is key to success. OUR VALUES: At Inpay we live our values; Trust, Accountability, Innovation, Passion & Respect. Inpay’s employees are unconventional in their approach, innovative and very passionate about everything they do. At the same time, our values build on old virtues as respect, trust and accountability. We transfer these values to the way we conduct business and act towards our internal and external stakeholders.