riskrate gives a reliable 30-days cash forecast for cash people. Most small and medium-sized businesses (SMB) have a constant worry about their cash, causing stress and keeping them awake at night. Predicting daily cash is not an easy task. Outgoing payments can be manually predicted to some extent although it’s laborious. However, the predictability of incoming cash is extremely difficult, as customers don’t follow agreed payment times and their payment behavior changes all the time. riskrate predicts 30-days cash flow of any company using machine learning and utilizes a massive invoice payment database. All users share their invoice payment data which creates a strong network effect: the more users there are for riskrate, the more accurate the cashflow predictions become.