Ready to build the company foundation for a journey to improve the competitiveness of the small companies in Europe? Invoier’s journey started in a simple statement that we’d like to democratize the market for short term financing based on one of the best assets any company has - its customers. During the course of development Invoier is currently in possession of three significant value propositions - To sellers of invoices - Realtime access to, and ensuring market price on short term capital through a marketplace for trading invoice that is scalable and suited for internationalization - To companies that wants better risk and cash flow predictions - RIPE™, our AI engine to measure risk on invoice level rather than on company level - To investors that are looking for risk adjusted returns - Investment vehicle (AIF fund) for buying invoices directly or on our marketplace, based on Invoier’s packaging that attract institutional capital looking for risk adjusted return Invoier is a Swedish fintech startup based in Stockholm. We have financing from the European Union to build, release and stand on our own feet after 2 years. The team consists today of 4 persons and we are looking to expand to 20 in 2 years.